Dealerships offering “buy here, buy here” financing are available all over. These dealerships are often found in or near urban areas. Although this dealership may have a bad reputation, there are many good and bad actors in every industry. You can avoid making mistakes with a BHPH by knowing what to search before you search for “buy here-pay here near me” more about the author.

If you have bad credit or credit, a buy-here-pay-here facility could be your only choice for car financing. For traditional car dealers, you will need a credit score of 700 and above. Every type of credit and credit problem is accepted by a buy here-pay here dealer. You can get financing for repossessions or foreclosures, bankruptcy, late payments, and other credit problems. If you buy from the same dealer, and also make your payment there, it is called “buy here pay here”. They will often accept only cash or online payments.

If you have any credit problems, or a score of less than 700, it is best to visit a “buy-here, pay here” dealer. If you are traveling or require security in your current job, a buy here-pay-here dealership may be your best option.

Clients who have defaulted on credit card payments, had properties repossessed, filed for bankruptcy, or owed unpaid medical costs are all common clients. It helps in re-establishing one’s footing and is known as second chance finance.

They work in many different environments so most buy-here, pay-here shops have a wide range of vehicles. They offer small vans, trucks and SUVs, hybrids.